The video compares PayPal (PYPL) and SoFi (SOFI) based on revenue growth, operating margins, and returns on invested capital. The revenue comparison shows PayPal growing from $13.1 billion to $32.3 billion between 2017 and 2025 with compounded annual growth rate of 32.8%. Sofi has $0.5 billion to $3 billion with compounded annual growth rate of 27%. Sofi net profit margin has improvead from negative 54.1% to 18.5%. Return on invested capital: Sofi 7.2% PayPal 6.6%. The analysis concludes that Sofi is slightly overvalued. On the other hand, Paypal intrinsic value is $128.80 vs current market price $65.64.