The analysis suggests that a potential executive order by Trump could allow crypto exposure in 401(k) retirement accounts, which currently hold $12.5 trillion. The analyst proposes that retail investors tend to focus on the number of units of an asset they can acquire, rather than the market cap or underlying fundamentals, which could benefit XRP due to its lower per-unit price compared to Bitcoin or Ethereum. The anticipation is that this "unit bias" might drive retail investors, including those in retirement accounts, to purchase XRP over other cryptocurrencies, driving up the price.