The analysis discusses United Health (UNH) stock, currently trading near its 52-week low at 245.78 and mentions that investors see one more year of pain on their profit, but after 2027 expect to see some improvement on this, this will be because of a cost reduction plan of 1 billion because they expect cost reductions the stock is rated as buy with a fair value of 436.05, although the big $6 billions in cost overruns makes the full recover to take some years for investors.